Once I pay off my loan, when will I receive my crypto back?

You can close out and pay off your USD Digital loan at any time (see this article for more detailed instructions on how to do that). Once your loan is entirely paid off, either through returning the principle or with collateral, we will return the remainder of your collateral, less any accrued interest or fees, to your Blockchain.com Wallet. Please allow about 4 hours for processing.