We are pleased to offer the Interest Account feature to eligible Blockchain.com Wallet users. The Interest Account is an interest-generating crypto storage facility within your Wallet that earns interest on the amount you transfer and store in it. It’s easy to set up - head over to our Getting Started guides to learn how to start earning interest! Interest will be paid before end of day on the 1st of each month.
Any funds you transfer into the Interest Account will begin earning interest at a compound interest rate. When you’re done storing your crypto in the Interest Account, you can withdraw it along with any interest earned over that time to your Private Key Wallet or Trading Account.
We are able to offer a competitive interest rate to users who transfer and hold crypto with us. We do this by lending crypto deposits out to selected, rigorously vetted institutional and/or sophisticated borrowers who have established track records at a slightly higher rate. This rate comprises a larger portion, which is returned to you as interest, and a smaller amount which covers our operational costs and allows us to improve our products for our users.