You can view your Interest Account, with your overall balance, balance available to withdraw, interest rate details, and interest earned to date, by going to the Earn Interest section of your wallet (accessible from the header). Interest is earned on a daily basis and paid on the 1st of every month. There are no fees associated with having an Interest Account.
Interest will be paid before end of day on the 1st of each month.
Withdrawals can be initiated at any time after the initial hold period for any amount (the total amount available to be withdrawn will be displayed in the withdrawal window. Please note, however, that withdrawals to your Private Key Wallet are on-chain transactions and will require a network fee to be processed. The fee will be subtracted from the amount you are withdrawing. Please note that this fee goes to the miners who confirm cryptocurrency transactions, not to Blockchain.com. Withdrawals from your Interest account to your Trading Account are not subject to network fees.
To withdraw funds from your Interest Account:
- Navigate to the Earn Interest page within your wallet and click on “View” for the Interest Account from which you want to withdraw funds.
- Click on “Withdraw.”
- The total amount you can withdraw will be displayed on this screen. Input the amount you want to withdraw in the field and select if you would like to withdraw to your Private Key Wallet or Trading Account.
- Click “Confirm Withdraw" to initiate the withdrawal.
Please note that each transfer made into your Interest Account is subject to a 7-day initial hold period, so funds can only be withdrawn after 7 days have passed.