With ACH instant transfers, Blockchain.com Exchange users in supported US states can now deposit USD via ACH and have the funds available in their accounts instantly. Many banks do not charge a fee for ACH transfers, so these can be great for quick, cost-effective transfers. Make sure to check with your bank regarding transfer fees.
On the web
- Log into your Exchange account via web browser
- Click Deposit button in the top right corner, select Cash and click US Dollar
- Select Via Bank and click Add New Bank
- Next, click Continue and select your institution from the list of major banks, or use the search bar to search for your bank.
- After selecting your bank, click Continue and enter your online banking username and password. If required by your bank, complete your bank’s 2FA. The exact linking process may vary, depending on your bank.
- Select which account(s) you would like to link and accept the Terms & Conditions.
- Wait up to 30 seconds for your account to link and click Continue when prompted. Please do not go back or close the window.
- Congratulations, your bank account is linked! To make a purchase from your linked bank account, press Continue.
- Enter the amount you’d like to deposit, confirm transaction details and finalise your deposit
- That's it, your funds should become available in your account shortly!
On iOS/Android
- Log into your Exchange account via mobile app
- Select Portfolio in the bottom navigation bar
- Click Deposit button and select Cash at the top
- Select Via Bank, click Add a Bank Account and select Easy Bank Transfer
- Next, click Continue and select your institution from the list of major banks, or use the search bar to search for your bank.
- After selecting your bank, click Continue and enter your online banking username and password. If required by your bank, complete your bank’s 2FA. The exact linking process may vary, depending on your bank.
- Select which account(s) you would like to link and accept the Terms & Conditions.
- Wait up to 30 seconds for your account to link and click Continue when prompted. Please do not go back or close the window.
- Congratulations, your bank account is linked! To make a purchase from your linked bank account, press Continue.
- Enter the amount you’d like to deposit, confirm transaction details and finalise your deposit
- That's it, your funds should become available in your account shortly!
Important notes:
- The bank you link must have a matching legal first and last name as your Exchange account
- When linking a bank account for ACH transfer, we recommend linking a checking account to avoid potential transfer reversals or other complications. Your bank may allow you to successfully link a savings or money market account, but please note that we highly recommend only linking checking accounts. Savings and money market accounts are subject to regulations that may limit your allotted number of transactions per month, and they don’t always offer ACH transactions. Attempting to transfer from a linked savings or money market account may result in delayed, failed, rejected, or reversed transfers, as well as possible fees and limitations imposed by your bank.
- To protect your account and to ensure the integrity of our trading system, we may place a hold on funds leaving the platform for up to 7 days. During this time, you will still be able to use your funds on the Blockchain Exchange to trade, however, during the hold period, you will not be able to withdraw the equivalent value of these funds in both Fiat & Crypto
- If you previously linked a bank account before November 2022, you may need to relink it to enable subsequent transfers.
- ACH instant transfers have a maximum transaction amount of $5,000.
- If you're unsure of your bank account status or transfer limitations, please check with your bank representative to be sure your account supports ACH transfers.
- Please make sure you have sufficient funds in your bank account to prevent a bank overdraft fee.