Blockchain.com may apply a holding period on recent crypto purchases for security purposes. The length of the holding period depends on various factors, including your payment method, currency, and any abnormal activity or security concerns associated with your account.
Crypto purchased via ACH (USD)
When you send USD to your Blockchain.com account or buy crypto via ACH transfer, we use the ACH Payment network, which typically takes 2 to 4 business days, but may be longer over weekends and holidays. Here’s what you should know:
- Your account will be credited instantly in most cases, but it can take up to 5 business days.
- Once credited, you can sell, swap, or start earning rewards immediately.
- USD deposited via ACH is available for trading instantly, but it cannot be withdrawn from your account for 5 days, nor can the equivalent value of any assets into which you exchanged the USD that you deposited via ACH.
After the holding period expires, you will be able to withdraw the funds. This holding period is necessary to make the funds instantly available for trading.
Can I expedite my withdrawal?
At this time, we don’t have a way to speed up your withdrawal or cut down on the holding period. As we improve our products and security, we hope to make it possible for most customers to have more seamless experiences.
For now, we’ve implemented a hold period of up to 5 days for ACH deposits. This is designed to protect you, your funds, and our funds from fraud. It’s a common practice in the digital asset space, prioritizing security.