Blockchain.com may apply a holding period on your recent crypto purchase for security purposes. The length of the holding period depends on a number of factors including your payment method, currency and the presence of any abnormal activity or security concerns associated with your account.
Crypto purchased via card
A holding period of 3 days is applied to every card transaction, the amount of which is more than 1300 USD. Thus, if you'd like to withdraw your funds to a DeFi Wallet or an external address, please wait 3 days (72 hours) for the holding period to complete before doing so. The holding period is designed to protect you from fraud if your debit/ credit card was lost or stolen.
Crypto purchased via Easy Bank Transfer
USD (ACH transfer)
When you send USD to your Blockchain.com account or buy crypto via ACH instant transfer (Easy Bank Transfer), we use the ACH Payment network which typically takes 2 to 4 business days, but may be longer over weekends and holiday periods. While we wait for your funds to arrive, there's a few things you should know:
- Your account will be credited instantly in most cases, but can take 2-5 business days — once credited, you can sell, swap or start earning rewards straight away.
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USD deposited via ACH is available for trading instantly, but it cannot be withdrawn from your account for 7 days, nor can the equivalent value of any assets into which you exchanged the USD that you deposited via ACH.
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After the holding period expires, you will be able to withdraw the funds. This holding period is necessary for us to be able to make the funds instantly available for trading.
GBP (Open Banking transfer)
When you send GBP to your Blockchain.com account or buy crypto via GBP Open Banking transfer (Easy Bank Transfer) - your funds usually arrives within minutes, although sometimes they can take up to two hours. While we wait for your funds to arrive, there's a few things you should know:
- Your account will be instantly credited with the amount purchased allowing you to sell, swap or start earning rewards straight away.
- If you'd like to send or withdraw your funds, please wait *(up to 7 days in extenuating circumstances) for our email confirmation that we've received your funds and the holding period is lifted. Usually this is the same day as your transfer.
EUR (Open Banking transfer, currently disabled)
When you send EUR to your Blockchain.com account or buy crypto via EUR Open Banking transfer (Easy Bank Transfer) your funds usually arrives within minutes, although sometimes they can take up to two hours. While we wait for your funds to arrive, there's a few things you should know:
- Your account will be instantly credited with the amount purchased allowing you to sell, swap or start earning rewards straight away.
- If you'd like to send or withdraw your funds, please wait *(up to 7 days in extenuating circumstances) for our email confirmation that we've received your funds and the holding period is lifted. Usually this is the same/next business day as your transfer
Can I expedite my withdrawal?
At this time we don’t have any way for you to speed up your withdrawal or cut down on the holding period. As we improve our products and security we hope to make it possible for most customers to have more seamless experiences with the product.
For now, though, we’ve implemented a hold period of up to 3 days for card orders and 7 days for ACH and Open Banking deposits and orders, which are designed to protect you, your funds and our funds from fraud. It’s a common practice in the digital asset space, but one that makes security a top priority.