Trading Account Withdrawal Holds

Blockchain.com may apply a holding period on your recent crypto purchase for security purposes. The length of the holding period depends on a number of factors including your payment method, currency and the presence of any abnormal activity or security concerns associated with your account. 

 

If you purchased crypto via card (USD/EUR/GBP)

When you buy crypto with a card, there is a short delay between the funds leaving your account and arriving in ours. Since Blockchain.com partners with various payment service providers in different geographic regions, the timing will vary according to your location. While we wait for your funds to arrive, there's a few things you should know:

  • Your account will be instantly credited with the amount purchased—allowing you to sell, swap or start earning rewards straight away.
  • If you'd like to send or withdraw your funds, please wait 3 days for the holding period to complete before doing so. The holding period is designed to protect you from fraud if your debit/ credit card was lost or stolen.
  • You will receive an email from us when we've received your funds and the holding period is finished.

If you purchased crypto via a linked bank account 

  • USD 

    When you send USD to your Blockchain.com account or buy crypto via ACH instant transfer, we use the ACH Payment network which typically takes 2 to 4 business days, but may be longer over weekends and holiday periods. While we wait for your funds to arrive, there's a few things you should know:

    • Your account will be credited instantly in most cases, but can take 2-4 business days — once credited, you can sell, swap or start earning rewards straight away.
    • If you'd like to send or withdraw your funds, please wait 14 days for us to receive your funds and the holding period to be lifted. The holding period is designed to protect you from fraud and theft if your Blockchain.com account is compromised.
    • You will receive an email from us when we've received your funds and the holding period is lifted.
  • GBP 

    When you send GBP to your Blockchain.com account or buy crypto via GBP open banking transfer we use the GB Bank Transfer Network (Faster Payments) to transfer your funds. Faster Payment transfers usually arrives within minutes, although sometimes they can take up to two hours. While we wait for your funds to arrive, there's a few things you should know:

    • Your account will be instantly credited with the amount purchased—allowing you to sell, swap or start earning rewards straight away.
    • If you'd like to send or withdraw your funds, please wait *(up to 7 days in extenuating circumstances) for our email confirmation that we've received your funds and the holding period is lifted. Usually this is the same day as your transfer.
  • EUR 

    When you send EUR to your Blockchain.com account or buy crypto via EUR open banking transfer we use the European Bank Transfer Network (SEPA) to transfer your funds. SEPA transfers typically take 1-2 business days to arrive but in most cases, the money appears the next business day. While we wait for your funds to arrive, there's a few things you should know:

    • Your account will be instantly credited with the amount purchased—allowing you to sell, swap or start earning rewards straight away.
    • If you'd like to send or withdraw your funds, please wait *(up to 7 days in extenuating circumstances) for our email confirmation that we've received your funds and the holding period is lifted. Usually this is the same/next business day as your transfer

 

Can I expedite my withdrawal?

At this time we don’t have any way for you to speed up your withdrawal or cut down on the holding period. As we improve our products and security we hope to make it possible for most customers to have more seamless experiences with the product.

For now, though, we’ve implemented a hold period of up to 3 days for card orders and 14 days for ACH deposits and orders, which are designed to protect you, your funds, and our funds from fraud. It’s a common practice in the digital asset space, but one that makes security a top priority. You will receive an email from us on completion of the holding period.

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