We recommend linking a checking account for ACH transfers to avoid transfer reversals or other potential complications.
If you previously linked a bank account before November 2022, you may need to relink it to enable subsequent transfers.
How to link your bank account and deposit via Easy Bank Transfer
On the web
- Login to your Wallet via desktop web browser.
- Select Add Cash from the top menu
- Now click Add A Bank Account.
- A Linked Banks menu will appear, click + Add New.
- Now select Easy Bank Transfer and then press Continue.
- Select your institution from the list of major banks, or use the search bar to search for your bank.
- After selecting your bank, click Continue and enter your online banking username and password. If required by your bank, complete your bank’s 2FA. The exact linking process may vary, depending on your bank.
- Select which account(s) you would like to link and accept the Terms & Conditions.
- Wait up to 30 seconds for your account to link and click Continue when prompted. Please do not go back or close the window.
- Congratulations, your bank account is linked! To make a purchase from your linked bank account, press Continue.
- Enter the amount you’d like to deposit.
- Click Preview Deposit.
- Confirm transaction details and initiate your deposit by clicking Deposit Now
- Congratulations, your deposit is complete!
Your deposited funds will be available in your USD Cash Account, where you can hold it or use it to fund a Buy order. You will not be able to send or withdraw these funds, nor any crypto purchased with these funds, for up to 7 days.
On iOS
Deposit via Easy Bank Transfer (ACH):
- Login to your Wallet on the Blockchain.com iOS app.
- Switch from DeFi Wallet to Blockchain.com Accounts if needed
- On the homepage, select US Dollar.
- Click Add Cash.
- Select Link a Bank. If your bank has already been linked, skip to step 12.
- At the Link a Bank menu, click Continue.
- On the Link a Bank screen, select your institution or use the search bar to find your bank.
- After selecting your bank, click Continue and enter your online banking username and password. If required by your bank, complete your bank’s 2FA. The exact linking process may vary, depending on your bank.
- Select which account(s) you would like to link and accept the Terms & Conditions.
- Now, choose an account (if applicable) and click Save & Link.
- Wait up to 30 seconds for your account to link and click Continue once confirmed.
- Now, enter the amount you’d like to deposit.
- Click Preview Deposit.
- Confirm transaction details and initiate your deposit by clicking Deposit Now.
- Congratulations, your deposit is complete!
On Android
Deposit via Easy Bank Transfer (ACH)
- Login to your Wallet on the Blockchain.com Android app.
- Switch from DeFi Wallet to Blockchain.com Accounts if needed
- On the homepage, select US Dollar.
- Click Add Cash.
- Select Link a Bank. If your bank has already been linked, skip to step 12.
- At the Link a Bank menu, click Continue.
- On the Link a Bank screen, select your institution or use the search bar to find your bank.
- After selecting your bank, click Continue and enter your online banking username and password. If required by your bank, complete your bank’s two-factor authentication (2FA). The exact linking process may vary, depending on your bank.
- Select which account(s) you would like to link and accept the Terms & Conditions.
- Now, choose an account (if applicable) and click Save & Link.
- Wait up to 30 seconds for your account to link and click Continue once confirmed.
- Now, enter the amount you’d like to deposit.
- Click Preview Deposit.
- Confirm transaction details and initiate your deposit by clicking Deposit Now.
- Congratulations, your deposit is complete!
Important notes
-
USD deposited via ACH is available for trading instantly, but it cannot be withdrawn from your account for 7 days, nor can the equivalent value of any assets into which you exchanged the USD that you deposited via ACH.
- In some rare occasions, ACH deposits can take up to 5 days to get finalized.
- The bank you link must have a matching legal first and last name as your Blockchain.com account.
- Crypto purchased via ACH instant transfer cannot be withdrawn from the Wallet for up to 7 days, nor can the equivalent value of any assets into which this crypto is Swapped or Sold.
- ACH instant transfers have a maximum transaction amount of $5,000.
- We highly recommend only linking checking accounts. Attempting to transfer from a linked savings or money market account may result in delayed, failed, rejected, or reversed transfers, as well as possible fees and limitations imposed by your bank.
- If you're unsure of your bank account status or transfer limitations, please check with your bank representative to be sure your account supports ACH transfers.
- Please make sure you have sufficient funds in your bank account to prevent a bank overdraft fee.